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Track Crypto in Your Net Worth

Updated October 5, 2026

You do not need a DeFi dashboard to know where you stand. Open your exchange or trading app, read the total balance, and put that number into your net worth - same as cash or brokerage.

The job is the whole scoreboard

APY farms and protocol UIs optimize for yield. Net worth asks a simpler question: am I richer than last month? Crypto belongs on that scoreboard as one (or a few) asset lines, not as a separate hobby ledger.

What to enter

Use the totals you already see:

• Spot / portfolio total on each exchange you use

• Wallet app total if you self-custody

• Stablecoin balance if you treat it as cash-like (optional separate line)

• Crypto loans or margin debt as liabilities

Skip token-by-token theater unless you care. For most people, one number per account is enough.

A five-minute check-in

1. Open each exchange or wallet you still fund.

2. Copy the total (in your reporting currency, or convert once).

3. Update that asset line in your net worth tracker.

4. If you owe against crypto, update the liability too.

5. Save. Assets - Liabilities = Net worth.

Weekly or monthly is fine. Daily price watching is optional noise.

Why this beats live DeFi dashboards

Live boards reward every tick. A calm snapshot shows direction and milestones. Bank-sync NW apps often skip or botch crypto; reading the exchange total yourself keeps custody and numbers under your control.

How FiWorth fits

FiWorth is manual wealth tracking - no bank sync, no Plaid, no wallet auto-import. You type the balances you see in your trading apps, then watch charts and goals across all assets and debts. Not a yield tool. The scoreboard.

Bottom line

Treat crypto like any other account: total on screen - line in net worth. If you want that check-in simple, use FiWorth on iOS or Android.